Stop Losing Money to Your Bank – Try Maash Instead
Stop paying 6% bank fees on international payments. Maash gives freelancers a digital dollar account with 1% fees and fair exchange rates. Try for free.
If you're a freelancer in Asia receiving payments from clients abroad, you know the pain. High fees eating into your earnings. Days waiting for transfers to clear. Unfair exchange rates that make you wonder if your bank account is working against you.
We built Maash to fix this. Our team comes from Capital One, London Stock Exchange, and leading fintech companies. We've spent years in financial services and saw these problems firsthand.
Your Digital Dollar Account for Everyday Money
Maash gives you what traditional banks in emerging markets can't: a digital dollar account that actually works for you. Save in USD, send money globally, and spend anywhere – all with transparent fees and no hidden costs.
Here's what makes Maash different.
Get Paid Without Losing Money to Fees
Receive client payments from anywhere in the world with US, UAE, and EU bank accounts in your own name. No more watching 6% of your earnings disappear in transfer fees. With Maash, you pay just 1% to receive payments.
Your money arrives faster too. While traditional banks take 2-4 business days, your Maash account receives funds in hours (from EU and UAE it takes under 10 minutes), not days.
Save in USD, Spend Anywhere
Once your money arrives, you can:
- Hold it in USD to protect against currency fluctuations
- Spend it instantly with your Mastercard for online and in-person purchases worldwide
- Keep your savings safe from local currency depreciation
No minimum balance required. No monthly subscription fees. Just straightforward access to your money.
Move Money the Way You Want
Deposit and withdraw to local banks when you need cash in your local currency. We use the mid-market exchange rate (i.e. the real rate you see on Google) with just a 1% fee. No markup, no hidden costs.
Send money for free to friends and family using just their Maash username. Transfers happen 24/7, instantly, across countries. No more tracking down bank account numbers or waiting for business hours.
Built for Trust, Designed for You
You might be wondering: "How do I know my money is safe with Maash?"
It's a fair question. You've worked hard for your earnings, and trust needs to be earned. Here's exactly how we protect you:
Fully Regulated Banking Partners
We work exclusively with fully licensed banks in the US, UAE, and EU for account services and payment processing. Every partner is regulated in their jurisdiction.
- Lead Bank (USA) - US-licensed bank founded in 1928
- Banking Circle (EU) - EU Bank founded in 2013 and regulated in Luxembourg, United Kingdom, Germany, Denmark, Sweden, Norway, Liechtenstein, and Australia
- Zand Bank (UAE) - UAE-licensed digital bank founded in 2018
We're the technology layer that makes everything fast and affordable, but your payments actually happen with institutions that have been vetted and approved by financial regulators.
Your Money, Your Control
Here's what makes Maash different: you hold your own funds. Unlike traditional banks where the bank holds custody of your money, Maash uses self-custodial technology. Your funds are secured in your own account, protected by biometric authentication on your device.
Maash cannot access, freeze, or move your money. Ever. Only you, with your fingerprint or face ID, can authorize transactions. This isn't just a promise; it's how the technology works.
Trusted by Users
With a 4.3 rating on Trustpilot, our users trust Maash to give them control over their money. We have already helped our users move over $380,000 since September 2025 – and we're seeing more people and businesses putting more money on Maash once they see how it works!
Everything You Need in One App
If you've been juggling many apps and platforms to get paid, Maash is going to save you lots of time!
Multi-Currency Bank Accounts
Get US, EU, and UAE bank account details in your name. Receive payments from clients worldwide as if you're local. Issued by fully licensed banks in their respective jurisdictions.
Virtual Card for Global Spending
Shop online or in-person anywhere that accepts Mastercard. Use your digital dollars for subscriptions, equipment, or everyday purchases without converting to local currency first.
Local Bank Deposits and Withdrawals (Sri Lanka only)
Move money between your Maash account and your Sri Lankan bank whenever you need. Deposit rupees to get digital dollars, or withdraw dollars to rupees at transparent rates – only converting what you actually need.
Free Instant Transfers
Send money to friends, family, or other freelancers using Maash with just their email address or @maashtag. No fees, no delays, available 24/7 – even on weekends and holidays.
Works With the Platforms You Already Use
If you're getting paid through Deel, Upwork, or other freelance platforms, Maash integrates seamlessly.
Connect Your Deel Account
Get Deel payouts in USD directly to your Maash account instead of using expensive local bank options.
Why this matters: Deel's direct-to-Sri-Lanka options often have higher fees or require local entity setup. Your Maash US bank account is simpler and faster.
How it works: Add your Maash US bank details as a payout method in Deel. When Deel processes your payment, it arrives in your Maash USD balance the next day.
Step-by-step guide: Receive from Deel →
Connect Your Upwork Account
Transfer Upwork earnings to Maash instead of dealing with Upwork's withdrawal limitations to Sri Lankan banks.
Why freelancers prefer this: Keep your Upwork earnings in USD as a buffer between projects. Withdraw to LKR only for confirmed monthly expenses.
How it works: Add Maash US or EU bank details as your withdrawal method in Upwork. Transfer your available balance whenever you're ready.
Step-by-step guide: Receive from Upwork →
Other Platforms
The same principle applies to any platform that lets you add bank account details for payouts. You can double check which bank withdrawal options are available – typically US bank account payout is the most widely supported.
See all ways to receive money →
Available Now
We launched in September 2025 and already helped move over $380,000 for freelancers, remote workers, and agencies — all organic growth, no paid marketing. Whether you're invoicing clients directly or getting paid through Deel and Upwork, Maash works with your workflow. Try it out for yourself on AppStore or Google Play!
Questions You Might Have
How do I know my money is safe?
You hold your funds in your own account, secured by biometric authentication. Maash cannot access or move your money. Our banking partners (all fully licensed and regulated) process account services and payments, but they don't hold custody of your funds either.
What happens if Maash shuts down?
Your money stays yours. Because you hold your own funds in a self-custodial wallet, you retain access regardless of what happens to Maash as a company. Your wallet credentials belong to you.
Is this actually legal?
Yes. We operate through partnerships with regulated banks in the US (Lead Bank), UAE (Zand Bank), and EU (Banking Circle). We're compliant with local regulations in every market we serve.
Is Maash a crypto exchanges?
Maash is a banking app, not a crypto exchange. You're not trading or speculating. You're holding digital dollars (backed 1:1 by USD reserves from Circle, a US publicly listed company) and using banking services. Think of it as a dollar account that happens to use modern technology.
What if I have questions?
We provide customer support through our Support Center, and you can always reach us through our Support Email. While we use AI to help answer questions in real time, each conversation is monitored by our team – and we step every time when you have a question specific to your account.
Ready to Take Control of Your Money?
Download Maash today and experience banking the way it should be.
Disclaimer: This article is for general informational and educational purposes only and does not constitute financial, investment, legal, tax, or other professional advice. Maash is a financial technology platform and is not a bank or investment adviser. Product availability and features may vary by country or region and are subject to eligibility checks, partner terms, and applicable laws and regulations.
